Certain accidents absolutely need a response from local law enforcement – local Police, Highway Patrol, Sheriff or other entity. Which department responds will be based on the jurisdiction in which the accident happened. But do you always need a police report?

1. Who did I have an accident with? Be sure to get complete information from the other party(ies) involved. This means copying down their address, driver’s license #, date of birth, and ask for their phone number. In addition, obtain their insurance information including, the company, policy #, agent if there is one, the [...]